Connect coverage to the actual operation
A collision shop combines customer vehicles, repair work, paint and flammable materials, frame and welding equipment, road testing, towing, and completed-operations liability.
Risks to review
- Damage to customer vehicles in care
- Fire, paint, welding, frame, and equipment hazards
- Faulty work or completed-operations allegations
- Road testing, pickup, delivery, and towing
Information to prepare
- Maximum customer vehicles and values on premises
- Repair, paint, welding, frame, glass, calibration, and towing services
- Spray booth, suppression, ventilation, hot-work, and waste controls
- Drivers, road tests, security, tools, equipment, and loss history
Frequently asked questions
Why does a body shop need garagekeepers coverage?
It can address covered damage to customer autos in the shop's care, custody, or control, depending on the selected form and terms.
Does completed-operations coverage guarantee faulty work is covered?
No. Exclusions and the distinction between damage to the work and resulting damage are important. Actual policy language controls.
Coverage descriptions are general. Eligibility, availability, limits, deductibles, valuation, exclusions, and policy terms vary by operation and insurance market. Actual policy documents control.