Protect the continuity of nonprofit organizations operations.
A continuity plan should look beyond physical repairs. For nonprofit organizations, recovery can depend on boards, employees, volunteers, programs, donors, members, property, fundraising, events, vehicles, technology, and community services, as well as timely access to people, data, equipment, suppliers, utilities, and customers.
Recovery dependencies to map
- Priority programs, beneficiaries, funders, facilities, and revenue sources
- Alternative locations, vendors, technology, staff, and volunteer capacity
- Donor, grantor, member, employee, and community communications
Values and timelines to test
- Buildings, contents, equipment, donated property, and mobile assets
- Revenue, grants, contributions, fundraising, payroll, and continuing expenses
- Vehicles, program property, technology, crime, and cyber exposures
Questions to resolve
- Governance and employment risks treated as ordinary general liability
- Volunteer, participant, transportation, or safeguarding exposures omitted
- Restricted grants or critical programs absent from continuity planning
Frequently asked questions
Why can the recovery period exceed the repair period?
Permitting, equipment lead time, installation, testing, supplier delays, staffing, customer communication, and the return to normal revenue can continue after physical repairs are complete.
What should nonprofit organizations review after a major change?
Locations, operations, values, payroll, vehicles, contracts, vendors, revenue, and controls should be revisited when the business changes materially rather than waiting automatically for renewal.
These planning points are general and are not a guarantee of coverage, pricing, eligibility, or loss prevention. Actual policy language, underwriting requirements, and available terms control.
