Connect insurance to the operation
Commercial printers depend on specialized equipment, files, materials, color and production accuracy, deadlines, utilities, employees, and delivery. The insurance review should follow the job from customer order through production and completion. Coverage for printing equipment, customer work, property, employees, delivery, data, and production interruption.
Business and ownership information
Review the current operation, credible loss scenarios, management controls, contracts, requested limits, and the policy terms intended to address this issue.
Exposure schedules and financial inputs
Review the current operation, credible loss scenarios, management controls, contracts, requested limits, and the policy terms intended to address this issue.
Loss runs, controls, and requested effective date
Review the current operation, credible loss scenarios, management controls, contracts, requested limits, and the policy terms intended to address this issue.
Risks that deserve specific attention
Press, finishing, electrical, fire, water, and equipment-breakdown losses
Describe where the exposure occurs, who controls it, how frequently it arises, what could make a loss severe, and which documented controls are in place.
Customer-file errors, missed specifications, spoilage, reprinting, and delayed delivery
Describe where the exposure occurs, who controls it, how frequently it arises, what could make a loss severe, and which documented controls are in place.
Employee injury, cyber incidents, customer property, vehicles, and extended downtime
Describe where the exposure occurs, who controls it, how frequently it arises, what could make a loss severe, and which documented controls are in place.
Coverage areas to coordinate
Commercial property, equipment breakdown, and business income
Confirm limits, deductibles, covered entities, locations, operations, exclusions, endorsements, and how this protection coordinates with the rest of the program.
General liability and professional or printers errors and omissions where available
Confirm limits, deductibles, covered entities, locations, operations, exclusions, endorsements, and how this protection coordinates with the rest of the program.
Cyber, inland marine, workers' compensation, commercial auto, and umbrella
Confirm limits, deductibles, covered entities, locations, operations, exclusions, endorsements, and how this protection coordinates with the rest of the program.
Build a useful submission
- Describe every operation, ownership entity, location, service, customer type, and material change since the prior policy began.
- Provide current revenue, payroll, values, vehicles, equipment, contracts, and currently valued loss information when available.
- Explain significant claims, near misses, corrective action, safety procedures, training, maintenance, and management oversight.
- Identify requested effective dates, contract deadlines, lender or landlord requirements, desired limits, and deductible preferences.
Questions the review should answer
How will the program address press, finishing, electrical, fire, water, and equipment-breakdown losses?
Connect the answer to the appropriate policy, limit, deductible, endorsement, exclusion, operational control, and recovery plan.
How will the program address customer-file errors, missed specifications, spoilage, reprinting, and delayed delivery?
Connect the answer to the appropriate policy, limit, deductible, endorsement, exclusion, operational control, and recovery plan.
How will the program address employee injury, cyber incidents, customer property, vehicles, and extended downtime?
Connect the answer to the appropriate policy, limit, deductible, endorsement, exclusion, operational control, and recovery plan.
Frequently asked questions
What information helps prepare a Printing Businesses insurance quote preparation checklist review?
Start with a clear description of the operation, locations, ownership, revenue, payroll, property, vehicles, contracts, current insurance, and loss history. For printing businesses, pay particular attention to press, finishing, electrical, fire, water, and equipment-breakdown losses, customer-file errors, missed specifications, spoilage, reprinting, and delayed delivery, employee injury, cyber incidents, customer property, vehicles, and extended downtime.
Which policies commonly deserve attention for printing businesses?
The starting coverage areas include commercial property, equipment breakdown, and business income, general liability and professional or printers errors and omissions where available, cyber, inland marine, workers' compensation, commercial auto, and umbrella. Actual needs depend on the operation, contracts, locations, people, property, vehicles, services, and available market terms.
Coverage descriptions are general. Eligibility, availability, limits, deductibles, valuation, exclusions, and policy terms vary by operation and insurance market. Actual policy documents control.