Exposures to discuss
- Employee theft of money, parts, vehicles, or other property
- Fraudulent vendor, executive, or customer payment instructions
- Computer fraud and funds-transfer allegations
- Forgery, counterfeit currency, and title or key theft
Auto Dealers · Crime & Social Engineering
Auto Dealer Crime & Social Engineering Coverage
Crime and funds-transfer planning for dealership cash, inventory, employees, vendors, and high-value digital transactions.
Connect the coverage to the operation
Dealerships move money, vehicles, titles, keys, and customer information through multiple departments. Crime and social-engineering protection should be reviewed alongside cyber coverage and internal controls because employee dishonesty, forged instructions, computer fraud, and voluntary transfer schemes may be treated differently by policy language.
Information to prepare
- Dual authorization and callback procedures
- Vendor-change, wire, ACH, refund, and payoff workflows
- Employee access, segregation of duties, and audit practices
- Crime, cyber, and funds-transfer policy definitions and limits
Build a clearer submission
Accurate operational details, current values, loss history, and contract requirements help clarify the risk. Policy terms, limits, exclusions, eligibility, and availability vary by account and market.