Exposures to discuss
- Building and equipment damage
- Rental income and extra expense
- Vacancy, renovation, and changing occupancy
- Catastrophe accumulation across locations
Commercial Real Estate · Commercial Property
Commercial Real Estate Property Insurance
Property, income, and portfolio planning for commercial building owners and real estate investment entities.
Connect the coverage to the operation
A real estate portfolio needs both building-level detail and a view of total geographic concentration. Values, occupancy, leases, capital improvements, income, and catastrophe exposure should be organized before program structure and limits are evaluated.
Information to prepare
- Complete statement of values
- Replacement cost and capital improvements
- Lease allocation of insurance responsibilities
- Net operating income and restoration periods
Build a clearer submission
Accurate operational details, current values, loss history, and contract requirements help clarify the risk. Policy terms, limits, exclusions, eligibility, and availability vary by account and market.