Exposures to discuss
- Building, contents, and equipment damage
- Utility interruption and equipment breakdown
- Room revenue and continuing expenses
- Pools, restaurants, shuttles, and event spaces
Hotels · Commercial Property
Hotel Property & Business Income Insurance
Property and income planning for hotels, guest facilities, equipment, amenities, and extended restoration periods.
Connect the coverage to the operation
Hotels depend on buildings, utilities, room inventory, amenities, and continuous guest operations. Property and business income planning should account for present reconstruction costs, seasonal revenue, franchise requirements, and the time required to return the full property to service.
Information to prepare
- Current replacement-cost estimates
- Occupancy, room revenue, and seasonality
- Renovations and property-improvement plans
- Expected repair, permitting, and reopening time
Build a clearer submission
Accurate operational details, current values, loss history, and contract requirements help clarify the risk. Policy terms, limits, exclusions, eligibility, and availability vary by account and market.