Exposures to discuss
- Fire, water, wind, and catastrophe loss
- Older roofs, electrical, plumbing, and HVAC systems
- Rental income interruption
- Portfolio concentration across locations
Apartment Complexes · Commercial Property
Multifamily Property & Loss of Rents Insurance
Building and rental-income planning for apartment complexes, multifamily portfolios, and ownership entities.
Connect the coverage to the operation
Multifamily property programs work best when every location has usable construction, system-update, valuation, occupancy, and rental-income data. That detail helps owners evaluate property limits, deductibles, ordinance or law, and a realistic loss-of-rents period.
Information to prepare
- Statement of values by building
- Roof and major-system update dates
- Current rents, occupancy, and annual income
- Life-safety and water-detection controls
Build a clearer submission
Accurate operational details, current values, loss history, and contract requirements help clarify the risk. Policy terms, limits, exclusions, eligibility, and availability vary by account and market.