Coverage planning for customers' vehicles while being towed, transported, loaded, or unloaded by a towing operation.
On-hook coverage may address covered damage to customer vehicles during towing or transport. Limits should reflect the highest vehicle value and potential accumulation, while operators also review loading, securement, recovery, storage, garagekeepers, and contractual responsibilities.
Accurate operational details, current values, loss history, and contract requirements help clarify the risk. Policy terms, limits, exclusions, eligibility, and availability vary by account and market.