Exposures to discuss
- Collision and overturn
- Theft, vandalism, fire, weather, and other covered causes
- Permanently attached equipment and custom features
- Towing, storage, recovery, and diminished equipment availability
Trucking · Physical Damage
Commercial Truck Physical Damage Insurance
Physical damage planning for tractors, trailers, permanently attached equipment, deductibles, and vehicle valuation.
Connect the coverage to the operation
Physical damage coverage can protect scheduled equipment against covered collision and non-collision losses. Accurate values, ownership, financing, equipment additions, deductibles, downtime planning, and the policy's valuation basis should be reviewed before a loss.
Information to prepare
- Year, make, model, VIN, ownership, and current value
- Trailers and permanently attached equipment
- Loan, lease, and loss-payee requirements
- Deductibles, valuation, towing, and downtime considerations
Build a clearer submission
Accurate operational details, current values, loss history, and contract requirements help clarify the risk. Policy terms, limits, exclusions, eligibility, and availability vary by account and market.