Search the bond library
Choose the state and search commercial, license and permit, contract, or fidelity bond options.
Commercial coverage
Surety Bonds
Online access to business and contract bond options.
Online surety bond center
Search over 7,000 bond types online.
Find the required bond by state and type, complete the application, and purchase eligible instant-issue bonds through the Cox & Associates online bond center.
Interactive bond map
Where is the bond required?
Select the state connected to the license, permit, contract, court, or other obligation. Then continue to the Cox & Associates bond portal to search the exact form.
Selected location
Search Bonds for Florida ↗Florida
Search the branded online library by this state and the bond type required by the obligee.
Map geometry adapted from the Wikimedia Blank US Map (states only), licensed under CC BY-SA 3.0.
Complete the application
Provide the principal, obligee, bond amount, effective date, and any required underwriting information.
Purchase when eligible
Eligible instant-issue bonds can be purchased and delivered electronically through the online platform.
Availability, underwriting, pricing, indemnity, collateral, bond form, and instant-issue eligibility vary. The online application and issued bond control.
What Surety Bonds Can Address
A surety bond is a three-party agreement supporting a principal's obligation to an obligee. Underwriting may evaluate credit, experience, financial strength, and the obligation being guaranteed.
License and permit bonds
The applicable limits, conditions, deductibles, and exclusions depend on the selected policy and risk.
Contract bonds
The applicable limits, conditions, deductibles, and exclusions depend on the selected policy and risk.
Commercial surety needs
The applicable limits, conditions, deductibles, and exclusions depend on the selected policy and risk.
Who commonly reviews this coverage
- Contractors bidding or performing bonded work
- Businesses subject to license or permit requirements
- Organizations with court, fiduciary, or other commercial bond obligations
Details to examine
Bond form, obligee, amount, and effective dates
Connect this point to the operation, contracts, current values, and requested policy structure.
Owner credit, business financials, and work history
Connect this point to the operation, contracts, current values, and requested policy structure.
Indemnity obligations and differences from traditional insurance
Connect this point to the operation, contracts, current values, and requested policy structure.
Prepare for a useful quote
Current, specific information helps an underwriter understand the risk and reduces avoidable follow-up.
- Required bond form and obligee instructions
- Business and owner information
- Financial statements or work history when requested
Find the bond required for the obligation
Explore common commercial, license and permit, contract, court, and fidelity bond paths, then search the online library by state and bond type.
License and Permit Bonds
Search and purchase eligible license and permit bonds online by state and bond type.
Explore this bond type →Auto Dealer Bonds
Start an online auto dealer bond application for an eligible dealership license requirement.
Explore this bond type →Contractor License Bonds
Find contractor license and permit bonds online for eligible state and local requirements.
Explore this bond type →Bid, Performance, and Payment Bonds
Prepare contract surety submissions for bid, performance, and payment bond requirements.
Explore this bond type →Notary Bonds
Search for an eligible state-required notary bond and complete the purchase online.
Explore this bond type →ERISA Fidelity Bonds
Explore online ERISA fidelity bond options for eligible employee benefit plans.
Explore this bond type →Business Service and Fidelity Bonds
Explore fidelity bond options for employee dishonesty and qualifying client-property exposures.
Explore this bond type →Court and Fiduciary Bonds
Prepare information for probate, fiduciary, appeal, and other court-required bond requests.
Explore this bond type →Prepare for every stage of the Surety Bonds decision
Use these focused guides to compare policy structure, prepare a submission, review contracts, plan for claims, and identify gaps before buying or renewing coverage.
Coverage Basics
Understand the purpose, common uses, and important boundaries of this coverage before comparing terms.
Open this guide →Cost Factors
Review the operating details that can influence eligibility, pricing, deductibles, and available terms.
Open this guide →Limits and Deductibles
Connect credible loss scenarios with policy limits, sublimits, aggregates, deductibles, and retained risk.
Open this guide →Quote Preparation Checklist
Organize current, specific information that helps a specialist and underwriter understand the account.
Open this guide →Renewal Checklist
Use renewal as a structured review of operational changes, values, exposures, losses, and policy terms.
Open this guide →Claims Readiness
Prepare reporting, documentation, decision authority, and continuity procedures before a loss occurs.
Open this guide →Contract Requirements
Compare insurance requirements in leases, customer agreements, loans, and vendor contracts with the actual policy.
Open this guide →Common Coverage Gaps
Identify exposures that may sit outside the policy or require endorsements, separate coverage, or higher limits.
Open this guide →Loss-Control Priorities
Connect practical controls with the incidents most likely to interrupt the business or create a severe claim.
Open this guide →Questions to Ask Before Buying
Turn a proposal into a focused conversation about covered parties, triggers, limits, exclusions, and claim response.
Open this guide →Go deeper on the decisions that shape this coverage
Use these focused resources to prepare stronger information, identify important policy questions, and make proposal comparisons more useful.
Surety Bond Application Preparation
Understand the information commonly needed for commercial, license, permit, and contract surety bond requests.
Read the guide →Review related insurance terminology
Use the commercial insurance glossary to clarify common policy, limit, valuation, and underwriting terms.
Open the glossary →Fit the coverage to the business
These descriptions are general and do not amend any policy. Eligibility, availability, limits, deductibles, exclusions, and terms vary. Review actual policy documents with an appropriate insurance professional.